{"id":3,"date":"2010-05-25T04:36:56","date_gmt":"2010-05-25T04:36:56","guid":{"rendered":"http:\/\/www.dixie.sk\/ako-na-to\/?p=3"},"modified":"2010-06-01T12:18:32","modified_gmt":"2010-06-01T12:18:32","slug":"kreditka-ci-hotovost","status":"publish","type":"post","link":"https:\/\/www.dixie.sk\/ako-na-to\/kreditka-ci-hotovost\/","title":{"rendered":"Kreditka \u010di hotovos\u0165 ?"},"content":{"rendered":"

\u010coraz viacer\u00ed zva\u017eujeme, \u010di pri dne\u0161nom vykr\u00e1dan\u00ed bankomatov, \u010di kr\u00e1de\u017eiach kreditiek, neobnovi\u0165\u00a0 star\u00e9 „zlat\u00e9 “ platenie v hotovosti. Mo\u017eno si na chv\u00ed\u013eu obnov\u00edte svoje minul\u00e9 v\u00fddavkov\u00e9 n\u00e1vyky a pred\u00eddete tomu hroziv\u00e9mu slovku DEBET na Va\u0161om \u00fa\u010dte.<\/p>\n

\"\"<\/a>\"\"<\/a><\/p>\n

AKO NA TO<\/strong><\/p>\n

Krok 1<\/p>\n

Prv\u00e1 vec, ktor\u00fa mus\u00edte urobi\u0165, je spo\u010d\u00edta\u0165 v\u0161etky svoje \u00fa\u010dty a dlhy, ktor\u00e9 budete plati\u0165 mesa\u010dne, ako je n\u00e1jomn\u00e9 alebo hypot\u00e9ka, \u00fa\u010dty za telef\u00f3n, elektrinu, plyn, dopravn\u00e9 a stravu. Nezabudnite ale na mesa\u010dn\u00e9 poplatky za \u00fa\u010det a kreditku.<\/p>\n

Krok 2<\/p>\n

Teraz cel\u00fa sumu, \u010do zostane po odr\u00e1tan\u00ed „povinnej platobnej jazdy“, vyde\u013ete \u0161tyrmi, \u010d\u00edm dostanete sumu pou\u017eite\u013en\u00fa na t\u00fd\u017edennej b\u00e1ze.<\/p>\n

Krok 3<\/p>\n

Pri rannom odchode z domu si mus\u00edte premyslie\u0165, na \u010do budete potrebova\u0165 peniaze…obed, olovrant, mechanik, benz\u00edn, kozmetika..Nenoste so sebou nadmern\u00e9 mno\u017estvo hotovosti. Vezmite si so sebou len potrebn\u00fa sumu.<\/p>\n

Krok 4<\/p>\n

Nechajte svoje kreditn\u00e9 a debetn\u00e9 karty doma ! Odpadne poku\u0161enie ich pou\u017ei\u0165 .<\/p>\n

Krok 5<\/p>\n

V obchode s potravinami pla\u0165te len v hotovosti. Don\u00fati v\u00e1s to zv\u00e1\u017ei\u0165 ka\u017ed\u00fa polo\u017eku, ktor\u00fa vlo\u017e\u00edte do n\u00e1kupn\u00e9ho ko\u0161\u00edka. V\u017edy sa op\u00fdtajte sami seba : Potrebujem to naozaj ? Rovnako postupujte aj pri n\u00e1kupe oble\u010denia : Nem\u00e1m to u\u017e vo svojom \u0161atn\u00edku ?<\/p>\n

A d\u00f4le\u017eit\u00e9 ! Dbajte, aby ste\u00a0 neprekro\u010dili t\u00fd\u017edenn\u00fd rozpo\u010det.<\/p>\n

Krok 6<\/p>\n

Pou\u017e\u00edvanie hotovosti v\u00e1s don\u00fati viac si uvedomova\u0165 hodnotu pe\u0148az\u00ed a zlep\u0161i\u0165 n\u00e1kupn\u00e9 zvyklosti. Sk\u00faste to na mesiac, ako sk\u00fa\u0161obn\u00fa dobu. Aj ke\u010f to bude vy\u017eadova\u0165 \u010das a trpezlivos\u0165 odlo\u017ei\u0165 „plastov\u00e9ho kamar\u00e1ta“ . Po dvoch mesiacoch vyhodno\u0165te . Mesa\u010dn\u00e9 v\u00fddavky, pri ktor\u00fdch ste pou\u017eili kreditn\u00e9 a debetn\u00e9 karty a mesa\u010dn\u00e9 v\u00fddavky, pri ktor\u00fdch ste pou\u017eili len hotovos\u0165.<\/p>\n

S najv\u00e4\u010d\u0161ou pravdepodobnos\u0165ou uvid\u00edte 15% \u00fasporu.<\/p>\n

Dr\u017e\u00edme palce.<\/p>\n

U\u017e ste to sk\u00fasili ?<\/strong><\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

\u010coraz viacer\u00ed zva\u017eujeme, \u010di pri dne\u0161nom vykr\u00e1dan\u00ed bankomatov, \u010di kr\u00e1de\u017eiach kreditiek, neobnovi\u0165\u00a0 star\u00e9 „zlat\u00e9 “ platenie v hotovosti. Mo\u017eno si na chv\u00ed\u013eu obnov\u00edte svoje minul\u00e9 v\u00fddavkov\u00e9 n\u00e1vyky a pred\u00eddete tomu hroziv\u00e9mu slovku DEBET na Va\u0161om \u00fa\u010dte. AKO NA TO Krok 1 Prv\u00e1 vec, ktor\u00fa mus\u00edte urobi\u0165, je spo\u010d\u00edta\u0165 v\u0161etky svoje \u00fa\u010dty a dlhy, ktor\u00e9 budete … Pokra\u010dova\u0165 na Kreditka \u010di hotovos\u0165 ?<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[5],"tags":[134,137,133,136,135,132,138,140,100,139],"class_list":["post-3","post","type-post","status-publish","format-standard","hentry","category-financie","tag-cash","tag-debet-na-ucte","tag-hotovost","tag-kradeze-bankomatov","tag-kradeze-kreditiek","tag-kreditka","tag-platenie-v-hotovosti","tag-rozpocet-tyzdenny","tag-uspora-financii","tag-vydavkove-navyky"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/posts\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/comments?post=3"}],"version-history":[{"count":13,"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/posts\/3\/revisions"}],"predecessor-version":[{"id":30,"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/posts\/3\/revisions\/30"}],"wp:attachment":[{"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/media?parent=3"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/categories?post=3"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dixie.sk\/ako-na-to\/wp-json\/wp\/v2\/tags?post=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}